According to the state’s Division of Motor Vehicles, all vehicles registered in RI must be insured to a certain extent. Are you one of the many drivers that settle for only the minimum coverage? While this may save you big bucks on your insurance premium, it also puts you in great risk of paying hefty expenses after a disaster. Some drivers obtain collision coverage along with the state mandated liability to help ensure a wreck does not bankrupt them. Is this enough coverage? It may not be when you consider all the various events that could affect your vehicle.

There is nothing quite like cruising along an empty highway with the windows down and the music up. Even when enjoying a relaxing drive, however, it is vital you follow the rules of the road.

Are you in the market for a new auto insurance policy? You should first request a quote. The Insurance Division of the RI Department of Business Regulation outlines nine things that could be taken into consideration by insurers when determining a driver’s premium.

How long have you been driving? Have you had to file a number of accident-related car insurance claims over that time? Just because you have been behind the wheel for years does not mean you are a great driver. Many experienced drivers fail to use the proper procedures when operating a motor vehicle. Consider the turn signal for a moment. Do you know when you are supposed to use it? The following tips on signaling are taken straight from the RI Driver’s Manual.

Have you just obtained your first driver’s license? Whether you’re a teenager, or an older individual, you may not be familiar with taking out car insurance. It can be a bit confusing, so we’ve listed 3 things below that you might need to know before you purchase your first car.